Every currency, one total
Keep each account in its own currency. Vault converts everything at live rates to the currency you think in, and the chart follows along.
GBP£48,250
EUR€55,970
USD$61,280
Free · No bank logins · GBP, EUR, USD
All your money.
All your money.
One number.
Vault adds up your savings, investments, property and debts across banks and currencies, and shows you how your net worth moves over time.
3currencies at live rates
7account types, debts included
0bank logins or ads
EN · ΕΛEnglish and Greek
Features
Built for money that lives in more than one place.
No budgets, no transaction feeds. Just the balances that matter and how they change.
Debts count
Mortgages and credit cards are subtracted and drawn below zero, so the number is honest.
- Assets£50,110
- Debts−£1,860
- Net worth£48,250
Targets
Give any account a goal and watch it fill up.
House deposit62%
A monthly nudge
Pick a day. Vault emails the accounts you haven't updated yet.
vault24 Oct
Premium bonds2 mo
Pension1 mo
Yours to take
Import from a spreadsheet, export any time, hide figures with privacy mode and add Vault to your phone's home screen.
How it works
Five minutes a month.
Vault never connects to your bank. You type in a balance when it changes, which keeps you in control.
01
Add accounts
Name, type, currency and an optional target. Or import a CSV.
02
Log balances
Update everything from one screen whenever balances change. Vault keeps the history.
03
Watch the line
Net worth over time, per account or in total, with monthly and yearly change.
Privacy
Quiet by design.
Vault only knows the numbers you choose to give it.
No bank connections
You never share logins or open-banking access.
No ads, no tracking
Your balances aren't used for advertising or sold.
Privacy mode
Hide every figure until you choose to show it.
Leave any time
Export your full history as CSV whenever you like.
FAQ
Good questions.
Does Vault connect to my bank?
No. You enter balances yourself. It takes a few seconds per account and means Vault never needs your banking details.
Which currencies are supported?
Accounts can be in pounds, euros or US dollars. You can view your whole net worth in any of the three, converted at live exchange rates.
Can I track a mortgage or credit card?
Yes. Mark an account as a debt and Vault subtracts it from your net worth and shows it below zero on the chart.
How much does it cost?
Vault is free to use.
Can I bring my old spreadsheet?
Yes. Import past balances from a CSV file, and export everything back out whenever you like.
Is there a light mode?
Yes. Vault follows your device's setting, and you can switch between light and dark at any time.